Buying in the GTA

The home you want. Without the guesswork.

The process, the costs and the traps — explained before you're standing in a bidding war.

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  • A boutique teamFive people. The same ones carry you from search to keys.
  • 9 areas, known street by streetOakville · Mississauga · Toronto · Burlington · Milton · Brampton · Markham · Vaughan · Richmond Hill
  • Two officesMarkham and Oakville — meet us in either.
  • English and ChineseEvery conversation and every document, in the language you choose.

How it works

Buying, step by step

Five stops. One team from the first to the last.

  1. Step 01: Pre-approval

    Know the real budget before you fall for a house.

  2. Step 02: The search

    Areas, must-haves, deal-breakers — then everything that fits.

  3. Step 03: The viewing

    We book it, and tell you what the photos don't.

  4. Step 04: The offer

    Strategy for that property, in that market, that week.

  5. Step 05: The keys

    Inspection, financing, lawyers — managed to the day.

Join at any stop

Most buyers meet us at step one. The process is the same from wherever you start — and so are the people.

Buyer guides

Questions buyers actually ask

The answer in the first two sentences, the detail after.

01Buyer guideHow does buying your first home in Ontario work?The process from pre-approval to keys, what it costs, and where first-time buyer rebates apply.Read the answer
02Buyer guideHow do mortgages and financing work when buying?Pre-approval, down payments, CMHC insurance, and how rates shape what you can afford.Read the answer
03Buyer guideWhat are the closing costs when buying a home?Land transfer tax, legal fees, adjustments, and the cash you need beyond the down payment.Read the answer

Run the numbers

Mortgage calculatorPayment by price, rate and amortization — minimum-down-payment and insurance rules applied.Land transfer taxOntario plus Toronto, with the first-time buyer rebates taken off.

Start your search with us

Tell us what you're looking for.

Areas, budget, must-haves, timing — or just a question. We'll take it from there.

  • A buyer's agent replies — a person, usually the same day.
  • Viewings booked around your schedule, not ours.
  • Every cost explained before you make an offer.

Start your search with us

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Good to know

Buying, answered

The four questions every buyer asks first — answered plainly. The guides above go deeper.

Run the numbers
How much do I need for a down payment in Ontario?

The legal minimum is 5% on the first $500,000 of the price and 10% on the portion above that, up to $1.5M; homes at $1.5M and above need 20% down. Below 20% you also pay for mortgage default insurance. Our mortgage calculator applies these rules automatically.

What is land transfer tax, and do first-time buyers get a break?

Ontario charges a land transfer tax on every purchase, and Toronto adds a second municipal one on top. First-time buyers can get a rebate of up to $4,000 provincially and up to $4,475 in Toronto. Our land transfer tax calculator shows your exact number, rebates included.

What are closing costs beyond the down payment?

Plan for land transfer tax, legal fees, title insurance, adjustments for prepaid taxes or utilities, and moving costs. A common rule of thumb is to keep 1.5–4% of the purchase price aside for closing, on top of your down payment.

Do I pay my buyer's agent?

In most GTA resale transactions the seller's brokerage offers compensation to the buyer's brokerage, so buyers usually don't pay us directly — but the exact arrangement is always put in writing with you before any offer, so there are no surprises.

Ready when you are

See everything on the market today.

Search live listings across Oakville, Mississauga, Toronto and beyond — and save the ones worth a viewing.

Browse listingsTalk to a buyer's agent